Disclaimer And Disclosure

Dimemoney (hereafter referred to as ‘Dime’), Registered office of Dime Money is at Wework Prestige Atlanta, 80 Feet Main Road, Koramangala I Block, Bangalore South, Bangalore 560034, Karnataka

You acknowledge that the Risk Profile Report and financial plan suggested to you is based on the information provided by you to Dime and on certain assumptions as stated in the Report.

The suggested financial plan to achieve your financial goals may not be accurate or yield expected results if the information provided by you is incorrect or any of the assumptions made are rendered invalid due to uncontrollable external forces like change in interest rates, change in government policies, etc.

Dime or its analyst did not receive any compensation or other benefits from the AMCs whose funds are mentioned in the report or third party in connection with preparation of the research report. Accordingly, neither Dime nor Research Analysts have any material conflict of interest at the time of publication of this report.

The Mutual Fund Schemes recommended above are based on research conducted by Research Analyst - Shobhit Goyal, CFA. If any customer wishes to review the research report they can attain a copy of the same from their Relationship Manager.

It is confirmed that Research Analysts have not received any compensation from the Mutual Funds house whose funds are mentioned in the report in the preceding twelve months. Compensation of our Research Analysts is not based on any specific merchant banking, investment banking or brokerage service transactions.

Research Analysts do not own 1% or more of the units of the Mutual Funds mentioned in the report as of the last day of the month preceding the publication of the research report.

Dime does not hold units of Mutual Funds including Liquid Mutual Funds, Money market instruments, and Debt Securities which are advised to clients.

It is confirmed that Research Analysts or any of their family members do not serve as an officer, director or employee of the AMCs whose funds are mentioned in the report.

Certain financial information contained in this plan, including the Net Worth summary and the Income and Expenses summary, was created only to assist you and your advisor in developing your financial plan. Accordingly, it should not be relied on for purposes of obtaining credit or for any purpose other than developing your financial plan.

Your advisor is not responsible for reviewing your situation on an ongoing basis or updating these alternatives unless you sign a separate contract regarding those continuing services. Should you enter into an ongoing advisory arrangement, an additional fee may be charged.

You acknowledge that you will exercise your own independent judgement and discretion in using any of the information and reports provided by Dime and that you will conduct separate research into the suitability of the Product for a particular financial situation, circumstances, attitudes, motivations and preferences.

Dime does not guarantee or represent that the Product assesses a client’s current state of mind or will predict a client’s future state of mind or behaviour. You have not relied on any representation made by Dime which has not been expressly stated herein or upon any descriptions or illustrations or specifications contained in any document including catalogues or publicity material provided by Dime.

Dime forms its views and expectations on the asset classes and their behaviour that is based on various analysis, trends and historical data. Dime does not guarantee their performance and hence the actual performance of the asset classes can differ and may require you to make adjustments in the asset allocation strategy as well as saving rates. The plan is based on the current view of the long term expectations and may not hold good at all points of time in the future. You are therefore required to review the assumptions regularly. You agree to generally comply with the instructions and materials for the use of the Product / Report.

The factors, other than personality, which influence risk tolerance include financial know-how and experience, as well as personal, family and work situations and aspirations. If there is a significant change in any of these, risk tolerance should be re-tested. This re-testing is not only for your subsequent decision-making but also for review of decisions made before the change

Kindly read the Risk Disclosure Documents carefully before investing in Equity Shares, Derivatives or other instruments traded on the Stock Exchanges. The contents herein above shall not be considered as an invitation or persuasion to trade or invest. Mutual Funds investments are subject to market risk, read the scheme related documents carefully before investing for full understanding and detail

All investments are subject to market risks and there is no assurance or guarantee that the investment objectives shall be achieved. Investment involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk including the possible loss of principal

The contents of the report are based on information obtained from public sources and sources believed to be reliable, but no independent verification has been made nor is its accuracy or completeness guaranteed. The contents mentioned herein are solely for informational purpose and may not be used or considered as an offer document or solicitation of offer to buy or sell or subscribe for securities or other financial instruments. Nothing in this report constitutes investment, legal, accounting and tax advice or a representation that any investment or strategy is suitable or appropriate to your specific circumstances.

Please note Dime is not providing the service of Portfolio Management Services (Discretionary or Non Discretionary) to its clients.

This report is not directed or intended for distribution to, or use by, any person or entity who is a citizen or resident of or located in any locality, state, country or other jurisdiction, where such distribution, publication, availability or use would be contrary to law, regulation or which would subject Dime to any registration or licensing requirement within such jurisdiction.

The funds described herein may or may not be eligible for subscription in all jurisdictions or to certain categories of investors. Persons in whose possession this document may come are required to inform themselves of and to observe such restrictions.